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tonicenterprises.com Short video about the Super Bowl competition and internet marketing tips.

Powerful Internet Marketing Strategies just for you! Free Tips that will change your online marketing campaigns. Sign Up Now…. www.promotingtips.com

youraffiliatesilverbullet.com – Tips and Tricks on Landing Page Optimization for PPC or SEO. This is for Affiliate Marketing making money online. Affiliate Silver Bullet will help you making money using a high conversion landing page.

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Money tends to rate high up on the list of needs for people planning on starting or moving into business ownership.   Here’s 7 tips if you need start up financing for your business.   1. Clearly identify how much you have available. The best place to start is yourself.   If you have some capital available to invest in a business this is a great start as other parties you approach will take you more seriously.   They will take you more seriously as they want to see that you have “skin in the game. ”  Once your position is clear, family and friends are the next to approach.   If you say they have money make sure it truly is available.   There is nothing more frustrating than approaching professional lenders with your well thought out business plan showing a clear financial plan that includes a partial capital injection from family and or friends.   The lender then approves their loan subject to the other parties contributing but then everyone finds out the family and or friends have changed their mind and al the planning by all parties has been a waste of time.   2. Identify what you need. How much capital do you need and why?  Is it to buy equipment, buy inventory, pay a franchise fee, downpayment on a business or cash to fund the business operation?  There are different types of lenders for different types of loans.   Get the “why” worked out quickly so you can find the right lender to approach.   3. Research your options. There are different lenders that focus in different areas of the market.   The obvious place to start is your local bank or credit union.   Hopefully you have a good enough relationship to speak to the business development officer at your branch or be referred to this person.   If this position doesn’t exist, ask to speak with the manager.   If your bank can’t help, ask for a referral to a lender that can but make sure it’s clear why you need the loan so you are introduced to the right lender.   If you’re still looking for options, the Small Business Administration (SBA) has a wealth of knowledge.   Search online at www. sba. gov.   If you still need options, search the internet but focus on keywords that are specific to the loan you need.   For example, if you need a loan for cash flow and have accounts receivable to use as collateral, use “accounts receivable loan” as your key words and you will come across lenders that provide factoring.   Once you find some companies that can help, make sure you are comfortable working with them and research the full costs and terms of the loans.   4. Support your loan application. Wanting the money for your business won’t be enough.   Proving you need the money won’t be enough.   A quality lender will want to see a business plan explaining how the loan will be used, a resume detailing ownership experience (and therefore the ability to repay the loan), education, credit history and most important of all in today’s economy, the appropriate management experience to run the business and therefore repay the loan.   If you need help on how to write your business plan, look for the article I’ve written called “10 tips for your next business plan. ” Supporting your loan application also includes looking at your credit score and credit history.   These two points are important.   If your credit score is in poor shape and you can clearly explain why and the lender is comfortable with the explanation, they may approve your loan.   For example, if you had an auto accident a few years ago that resulted in medical bills that are now under control, your poor credit score is explainable.   Similarly, before applying for a loan get a copy of your credit report.   Often there are mistakes on your credit report.   Get these removed before applying for a loan so this problem is eliminated.    5. Build cash flow projections. Lenders eat and sleep cash flow projections.   This is what they do for a living.   The stronger your cash flow projection the greater your chances of success in getting the loan approved.   If this is not your strength, get help from your accountant or someone who knows and understands cash flow projections. If you want some free tools to help put your loan together, visit my website www. Andrew-Rogerson. com/samples. htm and download item 4 which is a bank loan application form so you can see the questions they ask.   Item 5 is a Personal Financial Statement while item 6 is a Loan Amortization Schedule that shows you how long and how much it will require each month to pay back a loan.   Plus there are other options.   6. Sell your need. Once you have the data built and ready to launch your loan application, practice your sales pitch.   Don’t over embellish but be confident, know the ins and outs of why you need the loan and practice your response so you come off confident.   The lenders aren’t looking for a sales pitch but they are looking to see that you believe and that if they need to escalate your loan request to higher management, you will present strongly and not have their judgment questioned.   7. Keep educating yourself. As you work through each step of this process, ask questions.   It’s amazing how options appear from places you least expect because you talk to a friend who knows someone at Rotary who specializes in these sorts of loans.   Alternatively, they may not be able to help you with that loan but they can help strengthen you and your application so it gets approved…which is what this all about in the first place.   Obtaining a loan or finance for a business has been very difficult.   Because the economy is stabilizing and government programs are beginning to have a positive effect, loans are available as long as you the borrower, present a professional business case.

I talk about the common misconceptions about affiliate marketing and some tips to help you become a better affiliate marketer. Follow up this article at: robswebtips.com Tweet with me www.twitter.com

Selling and buying a business is rarely a simple and straightforward process.   When I sit down and try to categorize each of those experiences, be it from my own personal experience as a Business Broker in Sacramento or the experiences I’ve heard from the 14 Business Brokers that are part of my office, the different experiences tend to fit into one of the categories below. The seller expects to: Receive all cash up front; Provide one week of training; Provide the buyer with one day to do their due diligence; Close the offer the day after the completion of due diligence; Be paid five to six times the business earnings or discretionary earnings. The buyer expects to: Buy a business with 10% down payment; Receive two months of training free of charge from the seller; Have four weeks to complete their due diligence; Work in the business for 30 days to “test drive” it; Pay no more than one year’s worth of business earnings or discretionary earnings. About where the seller and the buyer meet: The down payment from the buyer is about equal to the business earnings or discretionary earnings; Seller provides some financing; Seller provides two to three weeks of training; Buyer receives two weeks to complete their due diligence; It takes 45 to 60 days to close the transaction if things go smoothly; The business is sold between one to three times earnings with many factors affecting whether it’s one or three times earnings or something in between. A Golden Rule that I stress to both buyers and sellers is that the best way to get a deal done is to put yourself in the shoes of the other party.   If you think about how the transaction impacts your side of the deal you will more than likely convince yourself that the other party is not offering enough.   If this happens you are not ready to buy or sell.   For a transaction to occur, there has to be a willing buyer AND a willing seller. If you would like more information about buying or selling a business, visit my website; http://www. Andrew-Rogerson. com.   Alternatively, I’ve written a book on each subject and these books are available from my website or www. amazon. com – Successfully Buy Your Business: Expert Advice from a Business Broker and Successfully Sell Your Business: Expert Advice from a Business Broker.

List building is one of the most reliable internet marketing strategies you can apply to earn a consistent stream of income. If you have your own database of subscribers, you can send them any promotion or message, anytime you like… and get immediate results with a click of the button!
Your success depends on your ongoing relationship with your list; that’s why it’s a good idea to send them valuable content often. Show them that you care about their success, so they’ll trust you and reciprocate by buying your recommendations.
But before you develop that close bond with your subscribers, you need to build a massive list. To do that, you need to create a high-response squeeze page to send targeted traffic to. Follow the list building tips below and you’ll have more red hot visitors signing up to be your subscribers.
Creating a high-response squeeze page is no different from writing sales copy. You need to come up with a compelling headline that grabs your target market’s undivided attention within seconds. You need to write killer bullet points that arouse their curiosity; and the only way to satisfy it is to subscribe to your list.
Offer a high quality product to ethically bribe them to sign up. Don’t just give away something that everyone else is giving away. If possible, choose a product that stands out from what most people are used to seeing. Select a bonus that has a high-perceived value.
You could offer an ebook or audio course. You could give away one or two of the best chapters from the product you’re selling. Just remember to choose a product that fits your target audience. There’s no sense giving away a fat loss report if your target market is interested in pet care.
When you ask visitors to subscribe, ask for their first name and email only if possible. The more details you ask, the more likely the potential subscriber would walk away. People are naturally lazy; so the less details you ask, the more visitors would be inclined to sign up. If you need to get more information in case you’re targeting a specific gender or civil status, that’s fine; but avoid any additional request for unnecessary details.
Tell them that their email will never be rented, sold, or abused. Increase their confidence to opt-in by clearly stating that you will never resort to spamming or any other illegal/unethical activity that would jeopardize their personal information.
Add a video inviting readers to sign up. A video can boost your response rate because it adds some personal touch. It’s an excellent tool to let them know a real human being will be sending them future messages. Then after they have confirmed, it would help to have a video reminding them to check their email and click on the confirmation link, to make sure that the double opt-in process is completed.
Include testimonials of people who have found your free bonus to be helpful. If other people have said good things about you, include them as well in your squeeze page.
List building is simple and easy to do. Just follow the squeeze page creation tips above and you’ll convert much more of your visitors to loyal subscribers.    

There are five critical areas an SBA lender considers in detail when deciding whether to underwrite an SBA loan.   These five areas are Cash-flow, collateral, credit, management experience and liquidity.   If you plan to apply for an SBA loan make sure you consider each of these areas.   You don’t need to be perfect in all these areas but if you are weak in one area you will need to be so much stronger in another. Let’s have a look at each of these in a little more detail. 1. Cash-Flow This is one of the most important areas.   The lender is using a concept called Debt Service Coverage (DSC. )  In simple terms, the lender wants to know that the business is producing enough positive cash flow to service the costs to run the business, provide an adequate income to the buyer so they can pay their personal bills and feed the family etc plus service the debt that will be incurred if a loan is approved.    To use some numbers to provide a specific example, if the buyer of the business wanted to make an SBA loan that required an annual loan payment of $100,000 for the loan only, the bank would want to see the business generate a positive cash flow over and above all expenses to run the business of at least $120,000 per annum or at a Debt Service Coverage ratio of 1. 2. When deciding whether to lender money to the buyer of a business, the SBA lender analyzes the tax returns for all the businesses in which the borrower(s) owns 20% or more and the living expenses of each borrower and any sources of income.    All this information is considered within the time frame of at least the last three years so the SBA lender will need the buyer to provide 3 years of tax returns plus interim financial statements that are less than 90 days old. 2. Collateral As the banks are primarily concerned with risk management, to protect the loan they may extend to the buyer, they look for collateral to take to support the loan.   Collateral is simply an asset on standby the bank can take and seller if the borrower defaults on the loan. When determining how much collateral is available, banks discount the property because they rarely get 100% of its value if the property is foreclosed upon.   These reasons include that payments are usually in arrears, they will incur costs to sell the property such as agents and attorney’s etc.   Typical discounts are 20% for residential properties and 20% for commercial real estate.     Additionally, banks view properties ranging from easy-to-sell to difficult-to-sell.   For example, factors that make properties harder to sell are: a) location, such as the property being in an outlying area, b) condition, might be old or not kept up, c) type, might be single purpose or raw land.      3. Credit The credit of the borrower is important to the SBA lender.   However, other areas of the business loan application need to be strong if the buyer’s credit report is poor.   For example, if the business cash flow and collateral are strong, poor credit can often be overcome.    If either of these areas are weak, however, the credit history becomes increasingly important.   Some banks focus on FICO scores, while others want to focus on the explanations to determine how much weight to give to credit issues.   If you are thinking of applying for a loan to finance the purchase of a business, before you start looking for a business to buy, check your credit report and history are in order in case there are errors and you can therefore correct them. 4. Management Experience In recent years, this area has become more and more important to the SBA lenders.   Recent analysis of why business buyers failed showed that a lack of management experience in an industry was contributing factors.   If the business buyer has not previously owned or managed a business in a particular industry may lead to a quick loan decline.    Conversely, a buyer with the requisite management experience has shown the lenders that the owner has a greater chance to maintain revenues/profits at historical levels.   5. Liquidity A business buyer needs to have a certain amount of money in cash to buy a business.   The bank doesn’t want a hard asset used that needs to be sold so it’s critical that initial down payments be in cash.    A borrower can borrow their down payment but this new loan payment must be factored into the analysis.   Also keep in mind that different if you borrowing for a construction project, it may require even more liquidity to ensure the project’s completion.    Finally, start-up businesses require significant savings to fall back upon and in the current economy are very difficult to finance.     Successfully applying for an SBA loan requires planning, attention detail, perseverance and follow up.    If you are looking to sell or purchase a business, you need the right professional advice for your situation and from someone that’s done it before.   If you have questions or need more information, visit my website at http://www. Andrew-Rogerson. com or send me an email at a. rogerson@murphybusiness. com

Having your own website is very important if you want to have a long term affiliate marketing business. You will have to create your own effective landing page once you have decided on the market that you want to base your business in and the list of products that you want to promote to your market. Having your own website will enable you to build your own list which is vital for your business and you will also have more control on your business as you can present your website in any way that you want. Here are the 7 tips that I am going to share with you today. 1) Have A Attention Grabbing Headline Most of your visitors will decided within 10 seconds on whether they want to stay on your website when they are at your website. It is thus important for you to have an attention grabbing headline so that you will be able to get the visitors attention. Once you get their attention, they will stay on your website and they will read on further. 2) Put Your Name And Photo On Your Website You will want to put your name on the website so that the visitor will know that they are coming to your website. This is crucial as you will want them to know that they are coming to a website that belongs to a real person. You can also put your photo on your website which will further improve your credibility as it will subconsciously shows that you have nothing to hide and you are willing to help them. 3) List Down The Benefits That They Will Get When They Join Your List You will want to list down the list of benefits that they will be getting once they join your list. Your intention is to give them reasons why they should join your list which will encourages them to join your list. This is important as you will be giving content to your visitors which will educate them the benefits that they will get from you. 4) Offer A Free Bait To Entice Them To Join Your List You will want to offer a free report, email course, audio report or video to the visitors if they join your join. You will have to make sure that the free bait that you offer to them contains some good and valuable information that your visitors can use. By offering free bait to them, more visitors that come to your website will be willing to join your list as they will be getting something from you. The benefit of using this method is that you will be able to brand yourself as the expert if the visitors are reading through the quality bait that you give to them. It will also be a good tool to build a relationship with your list. 5) Give Them Instructions On The Things That They Need To Do To Subscribe To Your List You will want to write down clearly that they will have to give you their name and email address so that they will be able to get the baits that you are offering to them. You will have to treat them like small kids and give them the exact instructions that they will need to do. This will greatly improve your conversion if you make it simple and give instruction on the thing that they need to do. 6) Make Your Opt In Form Obvious This is crucial as you will want to make it obvious so that they will that they will take notice it. You will want to let them know that they have to fill up the form so that they can get the free bait that you offer to them once they subscribe to your list. You will also want to put in the sentence that you will not make use of their email for spamming purposes. This is important as you want your visitors to trust you and give you their details. 7) There Should Be Only One Objective In Your Website You should keep your website focus and simple so that your visitors will knows the action that you want them to take. If your main goal is to build your own list customer database, you will want to make sure that all the component will contribute to the goals of getting the visitors to becoming your subscribers. The key thing is to make your website as simple as possible. These are the 7 tips that you can use to make sure that you create your own effective landing page. It is important that you have your own website if you want to have your own long term affiliate marketing business. Do make use of the 7 tips and start building your own landing page today.

There are many videos on You Tube with the easy things in building websites but only a couple of videos relating to PHP scripting. this video demonstrates how to make the contact us form for a site work including putting the form in your desired page and having it fully functional

Are you trying to sell your business, and quickly?  Check out these tips as they may help you achieve your goal.    Have a reasonable listing price. Be prepared to negotiate. Have a folder of information readily available for a qualified buyer. Run the business as usual. Make sure the business presents well; give it a “spit and polish. ” Get a current snapshot of the business financials and keep them up-to-date. Put together a current list of Fixtures, Furniture, and Equipment (FF&E). This helps the buyer understand the final purchase price and reduces one of the many areas of negotiating a deal.    If you are motivated to sell your business quickly, be careful how you handle each buyer inquiry.   If you disclose too much information too quickly it may result in a lower offer from the buyer.   Additionally, the buyer may sense your urgency, also contributing to a lower offer or in some cases, frightening the buyer away as they may be concerned something is being hidden. According to the California Association of Business Brokers, it takes about 7 ½ months to sell a business; if it sells.   Once you receive a written offer from the buyer and start the negotiation process, it will take anywhere from 6 to 8 weeks to close escrow if inventory is included in the sale.   It may take longer if licenses such as alcohol, contractors and other specialties are required.   There are many complexities to selling a business.   Using the services of a qualified business broker can protect you and your business and achieve your goal of selling your business in the shortest time possible for the highest purchase price. If you would like more information about selling your business, visit my website; http://www. Andrew-Rogerson. com and order a copy of my book Successfully Sell Your Business: Expert Advice from a Business Broker.

To successfully sell a business requires a lot of preparation, attention to detail and organization.   Most sellers badly underestimate both what needs to be done and what to do if a buyer comes along.   A good rule of thumb is that it takes 10 buyer inquiries to reach a potential and qualified buyer.   There is not a shortage of buyers; there is a shortage of qualified and motivated buyers so if you find one; you need to have you’re “A” game ready. Here’s 5 tips to help you prepare and get organized 1. Assuming you know what the buyer wants Buying a business is a unique experience with every transaction unique.   Assuming you understand the needs, wants and motivations of a buyer is a bad practice as a smart buyer will not reveal their true motivations. 2. Failing to understand the buyer’s objectives and if the business meets their needs. Assuming you know what the buyer wants is totally different to clearly understanding what the buyer wants to know from you and whether or not this is the right business for them to buy.   If you can meet the criteria the buyer gives you…you are on your way even though the criteria may not ultimately be what the buyer says to you. 3. Improper pre-sale planning and failing to be organizedThere are so many steps to selling a business.   Being organized and having all the right processes in place is a starting point to try and be successful.   This includes the legal forms and processes you want a buyer to sign such as a confidentiality agreement, buyers financial statement and buyer disclosure. 4. Answering the question before it is askedBe careful to understand the question and then provide the right answer.   You may be answering a different question than the buyer is asking…and that can be good or bad. 5. Not allowing the buyer to feel some sense of control in the decision making processThe standard practice is for all parties to try to control the process.   Most deals collapse because one party doesn’t understand what or why a question or process is being followed at this point in the transaction.   Trust is one of the hardest components to create. Selling a business requires a lot of patience, making sure it’s clear what you are selling, being organized so you can respond to questions and requests for information while at the same time being alert to only answer questions at the appropriate time.   If you would like more information about selling your business, visit my website; http://www. Andrew-Rogerson. com and order a copy of my book Successfully Sell Your Business: Expert Advice from a Business Broker.

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To get the most out of Google Adwords, first you must understand how Google works. By not taking these simple first steps, you could quite easily find yourself struggling to make a profit using Google Adwords. This is simply because Google wants to reward user that do everything by the book. So, the more that you understand Google, the better position you will be in. Google Loves Relevancy:

So many advertisers forget what Google is all about, they forget that Google is a technology company, not an advertising company. In fact, the only department in the entire Google company that deals with paying customers is the AdWords department.

So, what does this tell us?

Google Loves Relevancy, they always have and always will! They will always be working for the end user. The users that search using Googles interface. This is where their main focus is, as it’s these users that make Google what it is. Take them away and you have nothing. In fact, it’s only because Google is all about user experience, that makes Google the number one search engine. When a user search’s for ‘Cheap Homes To Rent In Essex’ Google does it’s best to provide that user with the most relevant results.

What Does This Mean For Your AdWords Ads?

Make them relevant! Again, Google is all about relevancy, which means that they are happy to reward you for being relevant. Within the Google Adwords structure, Google will reward you by increasing your Click Through Rate (CTR) and your Quality Score (QS). It is these two factors that will determine how much you pay and your ad position. Important Areas to Cover:

Here are a few things that you need to know about Google.

- Google WILL check your campaign manually! this is important to know because Google have a set guidelines as to what your landing page should be like. If one of the Google admin members comes to your website, and finds that your landing page is not in compliance with their criteria, then this will effect your quality score.

- Make Everything for the end users. Once again, this comes back to relevancy. If your landing page matches the content of your ad, and your ad matches the keyphrase that gets typed into Google. Then you will be seen as highly relevant.

Ok, now you understand what you should do, here’s what not to do.

- Don’t promote anything illegal.

- Weapons or Violence

- Sexual Content or Prostitution

- Drugs / Steroids / perscription

- Gambling

- Knock off or counterfeit goods

- Answers for educational tests

- scams

- AdSense Template

- Donation Site – Unless Government. ReCap:

- Make your ads relevant to the search & make your landing page relevant to your AdWords ad.

- Avoid having AdSense & banner advertising on your landing page.

- Make everything about thee end user!

Good Luck

Jeff Spires